Disclaimer | Heartland Mutual Insurance Association

The information contained in this Web site is intended as an introduction to the products and services offered by Heartland Mutual Insurance Association (HMIA). It is not intended to replace direct, personal communication between HMIA and those that we insure. Nor is it intended to replace direct, personal communication between HMIA and its authorized agents. We urge all concerned parties to verify the information contained herein by reviewing their own specific policy.

While care has been taken to present accurate and up-to-date information in this Web site, neither HMIA nor Amberwave Communications may be held responsible for errors, omissions and/or inaccuracies that may be contained in this site. Nor may HMIA or Amberwave Communications be held liable for damages or losses that results either directly or indirectly from the use of information presented here.

This web site contains links to other sites maintained by third parties. Heartland Mutual Insurance Association (HMIA) does not operate or control in any respect any information, products or services on such third-party sites. Third party links are included solely for the convenience of users, and do not constitute any endorsement by Heartland Mutual Insurance Association. Users assume sole responsibility for use of these third party links. Any opinions, advice, services or other information made available by third parties, including information providers and Users are those of the respective author(s) or distributor(s) and not of Heartland Mutual Insurance Association. HMIA cannot guarantee any of these third party sites or their server providers are error-free, that defects will be corrected, or that the sites are free from any viruses or other harmful components. The user assumes the entire cost of all necessary maintenance, repair or correction.