To make an online payment, fill in the information below and press continue to enter secured credit card information.


  • The premium you are paying for has to be for property located in the State of Iowa.
  • If you do not get a confirmed confirmation page please do not attempt to re-submit.
  • Enter the zip code that you have on file at your credit card company to avoid the transaction from being declined.
  • Echecks out of your checking account has a maximum limit of $5000.00   It will deny the payment for anything over this amount — You may need to submit the payment in 2 different amounts to equal the total amount you wish to pay.

Terms & Conditions

Trusted Commerce Completion of the requested information on our website by the policyholder grants authorize net and/or Heartland Mutual Insurance permission to withdraw from the requested bank account or charge the requested credit card. Heartland Mutual Insurance does not accept telephone requests from any policyholder who would like to use the e-check or credit card payment option due to the privacy issue and possible identity theft issues. If a policyholder does not have Internet service they may stop in at their Agent of Record’s office or Heartland Mutual Insurance and show proper identification, and we will enter the information on the website for them.

Physical Checks sent to our office for payment are deposited with our Financial Institution and are not turned into e-checks by Heartland Mutual Insurance.

To keep correct records for our CPA’s and the State Insurance Department of Iowa – if there is an overpayment or refund to be given a physical check will be issued by Heartland Mutual Insurance to the policyholder. We will not be returning the money through the e-check or credit card process.

If you have submitted payment in error – Heartland Mutual Insurance will issue a physical check directly to you.

Notification of a payment that has defaulted or been rejected by your Financial Institution will result in a service fee of $25.00 and a 10 day notice that proper payment needs to be sent to Heartland Mutual Insurance or your insurance policy will be canceled.